The mortgage industry veteran who decided to build the future instead of waiting for it
David J. Moore, MBA is a nationally recognized authority on AI-powered mortgage marketing, real estate lead generation, and digital branding for financial professionals. As President & CEO of YPN Inc. and founder of YPNUS.com, David leads the development of AI-native platforms that give independent mortgage loan officers the same marketing infrastructure that large lenders deploy with teams of specialists.
With over 25 years in the mortgage and real estate industries, David brings rare depth to the intersection of traditional mortgage expertise and emerging AI technology. His career includes senior loan officer roles at Wells Fargo Home Mortgage and JP Morgan Chase Bank, where he developed deep expertise in conventional, FHA, VA, and jumbo lending products across California markets.
David holds an MBA from California State University, Fresno and is a licensed California real estate professional (DRE #01852847). He operates nationally from Dinuba, CA with a brand presence in San Francisco, serving loan officers, real estate investors, and mortgage professionals across all 50 states through YPNUS and his broader ecosystem of AI-powered platforms including ToInvested.com and HomeDeckai.com.
As a published author of three Amazon books on real estate investing and mortgage strategy, with a fourth book forthcoming, David has established himself as a trusted voice for independent investors and mortgage professionals navigating an increasingly AI-driven industry landscape.
His work at YPNUS focuses on hyper-local SEO for mortgage professionals, AI chatbot deployment for lead qualification, Realtor co-marketing systems, and Google Business Profile optimization — tools designed from the ground up by a practitioner, for practitioners.
Professional Timeline
Building the AI mortgage marketing platform ecosystem — YPNUS, ToInvested.com, LendPro AI, HomeDeck AI, AgentFree AI.
Consulting for real estate investors and MLOs while developing AI-driven marketing frameworks and content systems.
25+ years originating FHA, VA, conventional, and jumbo loans across California. Deep expertise in purchase, refinance, and investment property lending.