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Our Story

We built the platform we wished existed when we were loan officers.

YPNUS was born from 25+ years of mortgage industry frustration — watching talented loan officers lose deals to competitors who simply had better marketing, not better service.

Our Mission

Level the playing field for independent MLOs

Big banks spend millions on marketing. Corporate lenders have teams of digital marketers, SEO specialists, and social media managers. The independent loan officer has none of that — and they're losing market share because of it, not because they're less skilled.

YPNUS is the AI-powered equalizer. We give every MLO — from a solo officer working out of a home office in Fresno to a branch manager in Dallas — access to the same quality of hyper-local SEO, automated lead generation, and AI-driven marketing that the big players take for granted.

No agency retainers. No tech team required. Just a smarter platform built by people who've actually closed mortgage loans.

"The best loan officers I've ever met lost deals not because they were bad at mortgages — but because nobody could find them online."
YPNUS
David J. Moore, MBA
Founder, YPNUS / YPN Inc.
500+
Active MLOs
4,200+
SEO Pages Built
340+
Markets Served
4.9★
Avg Rating
The Platform

Five AI tools. One unified system.

📍

Hyper-Local SEO Engine

AI-generated city and loan-type landing pages that rank in Google before your competition knows what hit them.

🤖

MLO AI Chatbot

A 24/7 mortgage assistant deployed on your website. Qualifies leads, books appointments, captures contacts.

📱

Social Media AI Studio

30-day content calendars, platform-native posts, hashtag sets, and A/B variations — generated in seconds.

🤝

Realtor Co-Marketing Portal

Co-branded pages, shared lead pipelines, and AI-generated partner outreach that turns agents into referral machines.

📍

Google Business Profile Optimizer

Full GBP setup, 100-point audit, AI-written description, weekly post generator, and review velocity strategy.

🛡️

Compliance-Safe by Design

Every output avoids rate quotes and guarantee language. Built with CFPB and state licensing guidelines in mind.

What We Believe

The principles behind every decision we make

🎯

MLO-first, always

We build for loan officers, not for tech companies. Every feature is validated against the real workflows of working MLOs before it ships.

Speed without sacrifice

An MLO shouldn't need a 2-hour onboarding call to generate their first lead. Fast setup, deep capability — not the other way around.

🛡️

Compliance isn't optional

The mortgage industry is heavily regulated for good reason. We design every output to minimize compliance risk — and we're transparent about what still needs your compliance officer's eyes.

🌐

Local beats national

A borrower in Phoenix wants a local expert. A buyer in Fresno wants someone who knows the market. Hyper-local marketing wins — and that's what YPNUS is built to deliver.

David J. Moore MBA
The Founder

David J. Moore, MBA

25+ years in mortgage. Former Wells Fargo and JP Morgan Chase loan officer. DRE #01852847. Published author of 3 Amazon books on real estate investing and mortgage strategy. Built YPNUS to give independent MLOs the unfair advantage big lenders take for granted.

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