Start free — no credit card. Upgrade when you are ready to lock ZIP territories.
⚡ Most Central Valley ZIPs are still open — but not for long.
YPN USA assigns one MLO per ZIP code. Once your market is claimed, it’s closed to competitors.
Simple Pricing for Serious MLOs
Everything you need to own your local market, generate referrals, and close more loans — no tech skills required.
✦ All paid plans include a 14-day free trial- AI Lead Generator (5 leads/mo)
- 1 ZIP territory claim
- Basic nurture sequences
- AI Content Writer (3 pieces/mo)
- Realtor Partnership System
- Hyper-Local SEO Engine
No credit card required
- Unlimited AI leads
- Up to 3 ZIP territory locks
- Email nurture sequences
- AI Content Writer (10 pieces/mo)
- SMS nurture sequences
- Realtor Partnership System
14-day free trial · Cancel anytime
- Everything in Starter
- Up to 5 ZIP territory locks
- Full nurture (email + SMS)
- Realtor Partnership System
- Hyper-Local SEO Engine
- AI Content Writer (unlimited)
14-day free trial · Cancel anytime
- Everything in Pro
- Unlimited ZIP territory locks
- Multi-user dashboard
- White-label reports
- Priority support
- Custom integrations
14-day free trial · Cancel anytime
🛡️ 30-Day Money-Back Guarantee
Not seeing results in your first 30 days? We’ll refund every dollar. No questions, no hoops, no hassle. We only win when you win.
Feature Comparison
| Feature | Free | Starter | Pro | Elite |
|---|---|---|---|---|
| ZIP territory locks | 1 | 3 | 5 | Unlimited |
| AI lead generator | ✓ | ✓ | ✓ | ✓ |
| Email nurture | ✓ | ✓ | ✓ | ✓ |
| SMS nurture | — | — | ✓ | ✓ |
| Realtor Partnership System | — | — | ✓ | ✓ |
| Hyper-Local SEO Engine | — | — | ✓ | ✓ |
| AI Content Writer | 3/mo | 10/mo | Unlimited | Unlimited |
| Team seats | 1 | 1 | 1 | Multi-user |
| White-label reports | — | — | — | ✓ |
| Priority support | — | — | — | ✓ |
Frequently Asked Questions
Do I need a credit card for the free trial?
No credit card required for the Starter plan, which is free forever. All paid plans include a 14-day free trial — you’ll only be charged after the trial ends, and you can cancel anytime before that with zero charge.
Can I cancel anytime?
Yes, absolutely. Cancel from your account dashboard at any time. No cancellation fees, no questions asked. If you cancel during your trial, you won’t be charged at all.
What happens to my SEO pages if I cancel?
Your pages stay live for the remainder of your billing period. After that, they’ll be archived. We recommend downloading your content before canceling so you can re-publish elsewhere if needed.
I’m not tech-savvy. Can I still use YPN USA?
YPN USA was built specifically for loan officers, not developers. Everything is point-and-click. Most MLOs are fully set up and live within one business day. If you get stuck, our support team is at support@ypnus.com.
Is YPN USA compliant with RESPA and Fair Housing?
Yes. All AI-generated content is built with Fair Housing compliance in mind. Co-branding tools follow RESPA guidelines. We recommend all users have their compliance officer review marketing materials before publishing, as local regulations may vary.
How is YPN USA different from Zillow, BoomTown, or Real Geeks?
Zillow and similar platforms charge you for leads you don’t own. YPN USA helps you build assets you own — local SEO pages that rank permanently, a Realtor co-marketing network, and a Google Elite Profile that compounds over time. You stop renting attention and start owning it.
What states are supported?
YPN USA currently has pre-built content for California, Arizona, and Nevada, with more states being added monthly. The platform works in any state — you can customize city and loan-type pages for your specific market.
Ready to Own Your Market?
Join loan officers across CA, AZ, and NV who are generating leads without paying per click.
Start Free — No Credit Card Talk to Us First →Equal Housing Opportunity · YPN USA by YPN Inc. · YPN Inc. · 247 N L Street, Dinuba, CA 93292 · David J. Moore MBA · DRE #01852847 · NMLS #1230391 · Not a licensed lender or broker · All prices in USD · Prices subject to change
Ready to own your market — not rent shared leads?
Own exclusive local mortgage demand so you stop relying on Realtors for every file. Free plan available. No credit card to start.
NMLS #1230391 · Cancel anytime · 559-205-6940
Add-on for loan officers
LO Website Builder
Build a professional mortgage website with AI — WordPress-powered, mobile-ready, SEO-friendly. Then paste your YPN USA intake chatbot and start capturing borrowers.