Marketing technology only. YPN USA / YPN Inc. is not a licensed mortgage lender, broker, or financial institution. We do not originate loans or make lending decisions.
Your responsibilities as a licensed MLO
You remain responsible for RESPA, TILA, TCPA, Fair Housing, state licensing, and employer policies.
Review all platform-assisted marketing with your compliance officer before publishing.
Do not quote rates, APRs, or guaranteed approvals without required disclosures.
Obtain proper consent before SMS or automated outreach.