David J Moore MBA
Smart mortgage solutions in Visalia, California — personal guidance, fast pre-approvals, and on-time closings.
Loan programs I help with
FHA Loans
Low down payment, flexible credit.
Conventional
Competitive rates for strong credit.
First-Time Buyer
Guidance + assistance programs.
Jumbo Loans
Financing above conforming limits.
How it works
A simple, transparent path from hello to keys in hand.
Apply in minutes
Tell me your goal and a few details — no long forms, no hard credit pull to get started.
Get pre-approved
I review your scenario and get you a fast pre-approval so you can shop with confidence.
Close on time
I keep you and your agent updated at every step and close on schedule.
Local programs & assistance
Real options for buyers in Visalia — including down-payment assistance most people don’t know they qualify for.
- First-time buyer & down-payment assistance programs
- FHA, VA, Conventional & Jumbo loan options
- Local guidance on rates, closing costs & timelines
Why work with David J Moore MBA
David J. Moore, MBA, is an American entrepreneur, real estate executive, and data engineer who serves as the founder, President, and CEO of YPN Inc.. Based out of California, his professional focus spans real estate lending, digital marketing, business intelligence, and artificial intelligence applications.Professional Roles & VenturesCEO of YPN Inc.: He leads YPN Inc. (also known as YPN USA), a California-based real estate corporate entity involved in mortgage loans, real estate marketing, and digital branding.Founder of ToInvested.com: Through YPN Inc., he created ToInvested.com, an AI-powered real estate investment and decision-making platform.Senior Data Engineer: He has over a decade of data engineering experience, including working as a Senior Data Engineer at Tenet Healthcare, where he specializes in Microsoft Azure data pipelines and business intelligence.Author: He has published real estate lead-generation guides available on platforms like Amazon, including the title "Top 9 Online Real Estate Leads Even the Gurus Do Not Know About."Background & CredentialsEducation: He holds a Master of Business Administration (MBA) degree.Licensing: He is a licensed California real estate professional under DRE license #01852847.Location: He operates primarily out of the Fresno and Clovis areas in California.Would you like to explore YPN Inc.’s AI real estate tools, look into his published marketing guides, or view his professional profiles on LinkedIn or F6S?
Estimate your monthly payment
Move the sliders for a quick estimate — then let’s get you real numbers.
For real estate agents
I help you close faster and win more listings — a true financing partner.
Fast pre-approvals
Same-day pre-quals so your buyers write strong, credible offers.
On-time closings
Proactive updates and a smooth process — often closing in about 21 days.
Co-marketing
Compliant co-branded marketing that promotes your listings and our partnership.
Get your free rate quote
Tell me your goal and I’ll reach out with real numbers — fast, no pressure, no impact to your credit to start.
Next step for MLOs
Ready to own your market — not rent shared leads?
Own exclusive local mortgage demand so you stop relying on Realtors for every file. Free plan available. No credit card to start.
- No credit card to start
- One LO per locked ZIP
- NMLS #787257
- 559-205-6940