For licensed mortgage loan officers
Cerebro AI and exclusive ZIP territories for mortgage loan officers
Cerebro answers and qualifies your borrowers 24/7, keeps your follow-up moving and hands you the ready ones. Every paid plan protects one ZIP, so the demand in your market comes to you.
Instant ZIP availability
Enter a 5-digit ZIP to check availability. Free signup does not reserve a ZIP; exclusivity begins with a paid plan.
What Cerebro does for you and your borrowers
Answers borrowers 24/7
On your site, under your brand, at any hour.
Qualifies every inquiry
Goal, timeline, price range and contact details, with consent.
Books time with you
Offers your open slots and hands you a summary.
Works your pipeline
Flags who needs a call and drafts follow-up for your review.
Plans for loan officers
Every paid plan includes one protected ZIP and a 15-day free trial.
Free
$0 forever / no card
Run Cerebro and prove demand before you pay anything
No exclusive ZIP yet
Pro
$99 /mo
More automation, same exclusive footprint
1 included ZIP
Growth
$199 /mo
For the serious loan officer
1 included ZIP
Exclusive
$299 /mo
Maximum automation and priority support
1 included ZIP
Questions loan officers ask
How do exclusive ZIP territories work in your market?
Each ZIP can be held by one YPN USA loan officer at a time. Every paid plan (Pro $99, Growth $199, Exclusive $299 per month) includes one protected ZIP, and borrower inquiries from that ZIP route to you, not to a competing loan officer. Checking a ZIP is free and does not reserve it.
What does Cerebro do for a loan officer?
Cerebro is an agentic AI assistant. For you, it builds a growth plan for your market, surfaces who needs follow-up and drafts local marketing for your review. For your borrowers, it answers questions 24/7 on your site, qualifies the inquiry and books time with you.
Do I keep my leads if I change brokerages?
Yes. Borrowers Cerebro captures for you are recorded under your account and stay yours on every plan, including if you move to another company.
Is YPN USA a lender or a lead reseller?
Neither. YPN USA provides marketing technology and territory tools to licensed mortgage loan officers. It does not make loans, and it does not resell the same lead to several loan officers. No results are guaranteed.