Founder & CEO
David J. Moore, MBA
Mortgage marketing expert, founder of YPN USA, with 20+ years of experience in mortgage consulting, real estate education, and AI-powered lead generation for loan officers.
I’ve spent more than two decades working at the intersection of mortgage marketing, customer acquisition, and the real-world process of helping people buy and refinance homes. In the early years, I learned quickly that “more leads” is not the same as “better conversations.” The market rewards consistency, credibility, and local relevance—especially when buyers and sellers are trying to navigate one of the most important financial decisions of their lives.
Over time, I built a deeper focus on AI-powered lead generation for loan officers—because tools should reduce friction, not create noise. I’ve helped lenders refine their positioning, tighten their messaging, and build systems that attract the right prospects at the right moment. That includes automating outreach, improving conversion workflows, and ensuring the leads you pay for actually align with your ideal customer and local service area.
YPN USA was created to solve a problem I kept seeing: many loan officers have marketing efforts, but not market ownership. They might run campaigns, post occasionally, or rely heavily on referrals—yet they rarely build the hyper-local digital footprint that makes them the obvious choice in their communities. I wanted to create a platform and playbook that turns marketing into a measurable advantage, rooted in local search visibility and continuous engagement.
My approach is intentionally hyper-local. It’s not just about ranking—it’s about being present where your neighbors are looking: neighborhood-level searches, community intent, and the Realtor relationships that drive trust. That’s why Realtor co-marketing is a core part of the YPN USA strategy. When you align your message with local agents and provide value consistently, your marketing stops feeling transactional and starts feeling like leadership.
My mission is simple: help MLOs own their local market. I believe your growth should be predictable—supported by a system that combines AI, content strategy, and local visibility so you can win more conversations without burning out. If you’re ready to stop guessing and start building a durable pipeline that reflects where you serve, I’ll help you do it with the same strategies I built as I grew consulting work into YPN USA.
20+ Years in Mortgage Marketing
Practical consulting and education focused on conversion, trust, and local demand.
AI-Powered Lead Generation
Systems that help loan officers attract, nurture, and convert the right prospects.
Hyper-Local SEO & Co-Marketing
Local visibility plus Realtor partnerships to build credibility where it matters.
Work With David’s System
YPN USA is built on the exact strategies I use to help loan officers dominate their local markets.
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Equal Housing Opportunity. YPN USA is a mortgage marketing platform operated by YPN Inc.
All content is for marketing purposes only. Mortgage loan origination requires a valid NMLS license.
Information deemed reliable but not guaranteed. Not a licensed lender or broker.
David J. Moore, MBA · DRE #01852847 · Fresno, CA · Contact Us
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